Chandler Asset Management is a registered investment adviser. This web site and information contained within is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client's account should or would be managed, as appropriate investment strategies depend upon the client's investment objectives. The information on this web site does not constitute an offer for products or services, or a solicitation of an offer to any persons who are prohibited from receiving such information under the laws applicable to their place of citizenship, domicile or residence.

The information and opinions contained herein have been compiled or arrived at based on information obtained from sources believed to be reliable and in good faith, but we do not represent that it is accurate or complete, and it should not be relied upon as such. Opinions expressed are our current opinions as of the date appearing on this material only, and are subject to change without notice.

Past performance is not an indicator of future returns; value of investments and income derived from those investments can decrease as well as increase. Future returns are not guaranteed and a loss of principal may occur. Most strategies employ a minimum account size. Please refer to our Form ADV, available upon request, for additional information.